2024 Discover student credit card reddit

Discover student credit card reddit

Author: preb

August undefined, 2024

WebI'm 24 now and have a 760 credit score; I started building credit at 18 with a discover student card which doesn't require a high credit score but your limit will be like $500-1000. It is definitely worth getting a credit card if you're smart/disciplined; understand you are only using it to build up your credit and NEVER buy anything that you ... WebHaving a credit card can sometimes make temptations hard to resist. Having self-control and only paying for what you can afford will lead to establishing good credit habits. Keep your Utilization low - Preferably you want to keep your utilization under 10%, but as long as it is below 30% you are fine.

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Web99% nationwide acceptance — Discover is accepted by 99% of the places across the country that take credit cards. 2 Low intro APR 0% Intro APR † for 6 months on purchases. Then 17.49% - 26.49% Standard Variable Purchase APR will apply. See rates, rewards, fees, and other cost information Apply Now Which design fits your style? WebI applied for a Discover Student card, It's not a secured card, but didn't require a security deposit for a $500.00 line of credit as long as I had proof of my admissions to my chosen University that I'll be attending in the fall. Anyway, I'm looking to have this card until I can build enough credit and get a better card with a lower interest rate. lehighton high school graduation

Is my limit TOO high? Discover It Student. : r/CreditCards

WebThey pay me $7-25/month to use their card, I don't pay any interest, and they show my FICO score as 747 at the moment. One thing about Discover is that they increase your credit line without asking or notifying you. This can be a benefit or drawback depending on how you utilize your card. 1. Reply. WebStudent Credit Cards Build credit history during college with one of our best credit cards for students. Discover student credit cards let you earn cash back rewards and start … WebOne Reddit user mentioned that to save money, they use their checking account as their "cash" for the month. They put a certain amount in every month (or week) and that's what they allow... lehighton high school address

Discover It Student approval odds? : r/CreditCards - reddit

WebThe Chrome Card is identical to the Discover It Secured Card (except for the security deposit), offering 2% back on gas and restaurants. If you plan on commuting, Chrome is … WebDiscover It is an all-around great rewards card with no annual fee for beginner or student for building credit. The card is also wonderful with credit limit increases. I went from $500 -> $3500 -> $9500 in two years. I highly recommend this card. lehighton high school footballWebThe first credit card I got was a Bank of America Cash Rewards card. It is quite a good one. 3% back on groceries, 2% on gas, and 1% on everything else. Plus if you deposit your rewards into a B of A checking account, you get a 10% bonus on all the rewards. So basically you're looking at 3.3%/2.2%/1.1% for the same categories. lehighton high school athletics

"WebHere's what you do - stop applying for unsecured credit cards, save up a bit of money ($500 will do), and open a secured credit card to start building credit history. You have no prior credit so they rejected you. You need to build a credit history first before you can re-apply for a credit card. " - Discover student credit card reddit

Discover student credit card reddit

Discover student credit card: first card? Chances of approval?

WebMy credit score is 672 according to credit karma. Besides my Discover CC, I have $9,286 in student loans and graduating in Spring of 2024 in Business (Hospitality & Tourism). By the time I graduate it be between $12k-14k, and if Biden student loan relief comes thru it … WebDiscover is a great lender to start out with IMO and build your history. The card is a solid 2% on everything for your first year and 10% on select categories. After the first year it drops to 1% / 5%, which isn't as amazing but still has use. They are in my experience an easy lender to work with as far as growing the limit over time. mrkt09 •

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WebStudent Credit Cards Build credit history during college with one of our best credit cards for students. Discover student credit cards let you earn cash back rewards and start building a credit history while you're in college. You can also view your FICO Credit Score for free. 1 No annual fee, No credit score required to apply * Student Cash Back WebDiscover It Credit Card $100 Referral bonus (Students and Non-Students) No Credit History Required. If you're looking to apply for a Discover Student it Cashback Card, apply through my Referral and you get a $100 Statement Credit after you make your first purchase within 3 months. No credit history is required.

WebThere’s a ton of resources in this sub about how to use CCs. I’ll give you an example of how my wife and I use a CC to give you a better understanding of what it looks like. So, we have a $15k credit limit. That means, every month, we can put up to $15k on the card. At the end of the month (your “statement date”) we get a bill that says ... WebDiscover It Student and the Citi Thankyou Student, as mentioned previously, are good examples. Check out NerdWallet for other options. Reward credit cards are hard to get until you credit score is comfortably 700+. It'll be awhile before you qualify for the best cash back and points card. More posts from r/personalfinance 17M subscribers

WebThe Discover virtual assistant also said ‘Right now, we're not able to change the type of Discover card account you have. We're working on improving that experience but can't say when it will be available again.’ so no product changes for a while, which sucks cause I wanted that 5% on Amazon More posts you may like r/Crypto_com Join • 2 yr. ago WebI received mine in January 2024. I was 18 with 0 credit history and no credit score. My income was like $12,000 and I was approved for a $750 credit lin Search “Discover it Student preapproval” i plugged in my info to their website and was pre approved. You can use it to see for yourself

WebDiscover Student Card $100 bonus. If you're looking to apply for a Discover Student it Cashback Card, apply through my Referral and you get a $100 Statement Credit after you make your first purchase within 3 months. No credit history is required. Use link below. refer [dot]discover [dot]com/s/hbawwm. Vote.

WebHello! I am currently 19 years old and finished with my freshman year of college. I have three credit cards, Discover It Student, Capital One Platinum and AMEX Gold. I was like you when building my credit, eager to apply for bigger cards (Chase, AMEX). I recommend that you wait until your score is about 690 before applying to AMEX. lehighton homesWebSo if you have absolutely no credit history, you may be bucketed by capone, just FYI. Additionally, Discover for the first year beats most cards because it's basically 2 percent flat, and 10 percent rotating., but the savor one for student has a $100 SUB for $100 spent. So calculate, based on your spend, which is better for you. lehighton high school principalWebDiscover is a great first lender. I wouldn't go with capital one because they have a history of never refunding card deposits. If you can get a student card with capital one then that won't be a issue. Both lenders have a pre approval tool so you should use that when you have your credit unfrozen. lehighton ford reviews lehighton high school paWebDiscover is a great first lender. I wouldn't go with capital one because they have a history of never refunding card deposits. If you can get a student card with capital one then that … lehighton hospital covid testingWebCashback Match. Only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year. 1 So you could turn $50 cash back into $100. Or $100 into $200. There's no minimum spending or … lehighton hospital erWebCongrats on the card and taking a step to build your credit score! The 10/20/30% utilization a big fat myth. Unless you’re planning to apply for a new line of credit in 1-2 months, credit utilization doesn’t matter. It supposed to fluctuate every month, can easily be manipulated, and holds no memory on one’s credit score. lehighton hospital